ZIP Code Tabulation Area · New York

ZIP Code 12304: Schenectady, NY

ZIP Code 12304 (Schenectady, Schenectady County, New York) has an estimated 22,403 residents in 9,306 households. The median household income is $69,235, the median home value is $179,200 and the median gross rent is $1,100/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

22,403

Margin of error ±1,521

Median household income

$69,235

Margin of error ±$4,536

Median home value

$179,200

Margin of error ±$12,775

Median gross rent

$1,100/mo

Margin of error ±$104

Median age

41.0 yrs

Margin of error ±2.2 yrs

Mean travel time to work

22.8 min

Margin of error ±4.0 min

How ZIP 12304 compares with New York and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 1230441.0 yrsNew York39.8 yrsUnited States38.9 yrs

Median household income

ZIP 12304$69,235New York$85,974United States$80,734

Per capita income

ZIP 12304$36,797New York$50,712United States$44,673

Poverty rate

ZIP 1230422.1%New York14.0%United States12.5%

Unemployment rate

ZIP 123048.6%New York6.4%United States5.2%

Bachelor's degree or higher

ZIP 1230425.6%New York40.2%United States35.7%

Median home value

ZIP 12304$179,200New York$423,800United States$332,700

Median gross rent

ZIP 12304$1,100/moNew York$1,621/moUnited States$1,413/mo

Owner-occupied homes

ZIP 1230459.6%New York54.3%United States65.2%

Mean travel time to work

ZIP 1230422.8 minNew York32.6 minUnited States26.4 min

Worked from home

ZIP 1230413.4%New York14.9%United States15.1%

All figures for ZIP 12304

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 12304 — ACS 2020–2024 5-year estimates
Measure	ZIP 12304	Margin of error	New York	United States
Total population	22,403	±1,521	19,852,366	334,922,499
Median age	41.0 yrs	±2.2 yrs	39.8 yrs	38.9 yrs
Households	9,306	±662	7,722,646	129,227,496
Median household income	$69,235	±$4,536	$85,974	$80,734
Per capita income	$36,797	±$4,338	$50,712	$44,673
Poverty rate	22.1%	±5.4 pts	14.0%	12.5%
Unemployment rate	8.6%	±2.6 pts	6.4%	5.2%
Bachelor's degree or higher	25.6%	±3.7 pts	40.2%	35.7%
Median home value	$179,200	±$12,775	$423,800	$332,700
Median gross rent	$1,100/mo	±$104	$1,621/mo	$1,413/mo
Owner-occupied homes	59.6%	±3.3 pts	54.3%	65.2%
Mean travel time to work	22.8 min	±4.0 min	32.6 min	26.4 min
Worked from home	13.4%	±3.3 pts	14.9%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 12304
Group	ZIP 12304	New York	United States
White alone, not Hispanic or Latino	46.9%	52.8%	57.4%
Black or African American alone, not Hispanic or Latino	18.5%	13.4%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.2%	0.5%
Asian alone, not Hispanic or Latino	11.2%	9.0%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	2.5%	1.0%	0.6%
Two or more races, not Hispanic or Latino	13.5%	3.8%	4.3%
Hispanic or Latino (of any race)	7.5%	19.8%	19.3%

Where ZIP 12304 is

State: New York
Main county: Schenectady County— also overlaps Albany County
Largest overlapping place: Schenectady (46% of the ZIP's land area)
Land area: 6.66 sq mi· about 3,364 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Schenectady County

12008 East Glenville, NY 12053 Schenectady County, NY 12056 Schenectady County, NY 12137 Schenectady County, NY 12150 Schenectady County, NY 12302 East Glenville, NY 12305 Schenectady, NY 12306 Schenectady County, NY 12307 Schenectady, NY 12308 Schenectady, NY 12309 Niskayuna, NY

See every ZIP code in New York, or compare ZIP 12304 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.