ZIP Code Tabulation Area · New York

ZIP Code 13045: Cortland County, NY

ZIP Code 13045 (Cortland County, New York) has an estimated 28,361 residents in 11,397 households. The median household income is $69,961, the median home value is $167,500 and the median gross rent is $981/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

28,361

Margin of error ±682

Median household income

$69,961

Margin of error ±$4,861

Median home value

$167,500

Margin of error ±$5,613

Median gross rent

$981/mo

Margin of error ±$64

Median age

32.9 yrs

Margin of error ±1.1 yrs

Mean travel time to work

19.0 min

Margin of error ±1.7 min

How ZIP 13045 compares with New York and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 1304532.9 yrsNew York39.8 yrsUnited States38.9 yrs

Median household income

ZIP 13045$69,961New York$85,974United States$80,734

Per capita income

ZIP 13045$32,959New York$50,712United States$44,673

Poverty rate

ZIP 1304515.5%New York14.0%United States12.5%

Unemployment rate

ZIP 130454.0%New York6.4%United States5.2%

Bachelor's degree or higher

ZIP 1304531.1%New York40.2%United States35.7%

Median home value

ZIP 13045$167,500New York$423,800United States$332,700

Median gross rent

ZIP 13045$981/moNew York$1,621/moUnited States$1,413/mo

Owner-occupied homes

ZIP 1304558.3%New York54.3%United States65.2%

Mean travel time to work

ZIP 1304519.0 minNew York32.6 minUnited States26.4 min

Worked from home

ZIP 130458.4%New York14.9%United States15.1%

All figures for ZIP 13045

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 13045 — ACS 2020–2024 5-year estimates
Measure	ZIP 13045	Margin of error	New York	United States
Total population	28,361	±682	19,852,366	334,922,499
Median age	32.9 yrs	±1.1 yrs	39.8 yrs	38.9 yrs
Households	11,397	±415	7,722,646	129,227,496
Median household income	$69,961	±$4,861	$85,974	$80,734
Per capita income	$32,959	±$1,451	$50,712	$44,673
Poverty rate	15.5%	±2.3 pts	14.0%	12.5%
Unemployment rate	4.0%	±0.9 pts	6.4%	5.2%
Bachelor's degree or higher	31.1%	±2.7 pts	40.2%	35.7%
Median home value	$167,500	±$5,613	$423,800	$332,700
Median gross rent	$981/mo	±$64	$1,621/mo	$1,413/mo
Owner-occupied homes	58.3%	±2.5 pts	54.3%	65.2%
Mean travel time to work	19.0 min	±1.7 min	32.6 min	26.4 min
Worked from home	8.4%	±1.8 pts	14.9%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 13045
Group	ZIP 13045	New York	United States
White alone, not Hispanic or Latino	86.5%	52.8%	57.4%
Black or African American alone, not Hispanic or Latino	2.3%	13.4%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.2%	0.5%
Asian alone, not Hispanic or Latino	1.7%	9.0%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	0.6%	1.0%	0.6%
Two or more races, not Hispanic or Latino	3.8%	3.8%	4.3%
Hispanic or Latino (of any race)	5.0%	19.8%	19.3%

Where ZIP 13045 is

State: New York
Main county: Cortland County— also overlaps Cayuga County, Tompkins County
Largest overlapping place: Cortland West (5% of the ZIP's land area)
Land area: 107.85 sq mi· about 263 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Cortland County

13040 Cortland County, NY 13077 Cortland County, NY 13087 Cortland County, NY 13101 Cortland County, NY 13141 Cortland County, NY 13158 Cortland County, NY 13738 Blodgett Mills, NY 13784 Cortland County, NY 13803 Cortland County, NY 13863 Cortland County, NY

See every ZIP code in New York, or compare ZIP 13045 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.