ZIP Code Tabulation Area · New York

ZIP Code 13820: Otsego County, NY

ZIP Code 13820 (Otsego County, New York) has an estimated 23,056 residents in 8,604 households. The median household income is $65,953, the median home value is $182,000 and the median gross rent is $1,024/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

23,056

Margin of error ±514

Median household income

$65,953

Margin of error ±$5,751

Median home value

$182,000

Margin of error ±$11,824

Median gross rent

$1,024/mo

Margin of error ±$59

Median age

31.8 yrs

Margin of error ±1.6 yrs

Mean travel time to work

17.4 min

Margin of error ±2.5 min

How ZIP 13820 compares with New York and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 1382031.8 yrsNew York39.8 yrsUnited States38.9 yrs

Median household income

ZIP 13820$65,953New York$85,974United States$80,734

Per capita income

ZIP 13820$33,413New York$50,712United States$44,673

Poverty rate

ZIP 1382015.1%New York14.0%United States12.5%

Unemployment rate

ZIP 138207.6%New York6.4%United States5.2%

Bachelor's degree or higher

ZIP 1382041.1%New York40.2%United States35.7%

Median home value

ZIP 13820$182,000New York$423,800United States$332,700

Median gross rent

ZIP 13820$1,024/moNew York$1,621/moUnited States$1,413/mo

Owner-occupied homes

ZIP 1382059.0%New York54.3%United States65.2%

Mean travel time to work

ZIP 1382017.4 minNew York32.6 minUnited States26.4 min

Worked from home

ZIP 1382011.3%New York14.9%United States15.1%

All figures for ZIP 13820

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 13820 — ACS 2020–2024 5-year estimates
MeasureZIP 13820Margin of errorNew YorkUnited States
Total population23,056±51419,852,366334,922,499
Median age31.8 yrs±1.6 yrs39.8 yrs38.9 yrs
Households8,604±3787,722,646129,227,496
Median household income$65,953±$5,751$85,974$80,734
Per capita income$33,413±$2,778$50,712$44,673
Poverty rate15.1%±3.1 pts14.0%12.5%
Unemployment rate7.6%±3.1 pts6.4%5.2%
Bachelor's degree or higher41.1%±3.7 pts40.2%35.7%
Median home value$182,000±$11,824$423,800$332,700
Median gross rent$1,024/mo±$59$1,621/mo$1,413/mo
Owner-occupied homes59.0%±4.0 pts54.3%65.2%
Mean travel time to work17.4 min±2.5 min32.6 min26.4 min
Worked from home11.3%±3.3 pts14.9%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 13820
GroupZIP 13820New YorkUnited States
White alone, not Hispanic or Latino81.9%52.8%57.4%
Black or African American alone, not Hispanic or Latino4.9%13.4%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.1%0.2%0.5%
Asian alone, not Hispanic or Latino1.9%9.0%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.2%0.0%0.2%
Some other race alone, not Hispanic or Latino0.8%1.0%0.6%
Two or more races, not Hispanic or Latino3.2%3.8%4.3%
Hispanic or Latino (of any race)7.1%19.8%19.3%

Where ZIP 13820 is

State
New York
Main county
Otsego County— also overlaps Delaware County
Largest overlapping place
Oneonta (4% of the ZIP's land area)
Land area
107.33 sq mi· about 215 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Otsego County

13337 Otsego County, NY13342 Otsego County, NY13348 Otsego County, NY13411 Otsego County, NY13415 Otsego County, NY13439 Otsego County, NY13450 Otsego County, NY13457 Schuyler Lake, NY13468 Springfield Center, NY13482 Otsego County, NY13488 Otsego County, NY13491 Otsego County, NY13776 Otsego County, NY13796 Otsego County, NY13807 Otsego County, NY13808 Otsego County, NY13809 Otsego County, NY13810 Otsego County, NY13825 Otsego County, NY13834 Otsego County, NY13843 Otsego County, NY13849 Otsego County, NY13859 Wells Bridge, NY13861 Otsego County, NY

See every ZIP code in New York, or compare ZIP 13820 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.