ZIP Code Tabulation Area · Maryland

ZIP Code 20695: Waldorf, MD

ZIP Code 20695 (Waldorf, Charles County, Maryland) has an estimated 16,407 residents in 5,469 households. The median household income is $141,959, the median home value is $470,900 and the median gross rent is $2,103/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

16,407

Margin of error ±1,638

Median household income

$141,959

Margin of error ±$6,749

Median home value

$470,900

Margin of error ±$15,262

Median gross rent

$2,103/mo

Margin of error ±$278

Median age

38.9 yrs

Margin of error ±3.4 yrs

Mean travel time to work

41.5 min

Margin of error ±10.6 min

How ZIP 20695 compares with Maryland and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 2069538.9 yrsMaryland39.4 yrsUnited States38.9 yrs

Median household income

ZIP 20695$141,959Maryland$103,678United States$80,734

Per capita income

ZIP 20695$52,453Maryland$52,979United States$44,673

Poverty rate

ZIP 206958.3%Maryland9.4%United States12.5%

Unemployment rate

ZIP 206955.1%Maryland4.9%United States5.2%

Bachelor's degree or higher

ZIP 2069539.9%Maryland43.4%United States35.7%

Median home value

ZIP 20695$470,900Maryland$419,900United States$332,700

Median gross rent

ZIP 20695$2,103/moMaryland$1,705/moUnited States$1,413/mo

Owner-occupied homes

ZIP 2069587.2%Maryland67.6%United States65.2%

Mean travel time to work

ZIP 2069541.5 minMaryland31.1 minUnited States26.4 min

Worked from home

ZIP 2069521.2%Maryland19.3%United States15.1%

All figures for ZIP 20695

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 20695 — ACS 2020–2024 5-year estimates
MeasureZIP 20695Margin of errorMarylandUnited States
Total population16,407±1,6386,206,011334,922,499
Median age38.9 yrs±3.4 yrs39.4 yrs38.9 yrs
Households5,469±5412,362,928129,227,496
Median household income$141,959±$6,749$103,678$80,734
Per capita income$52,453±$5,079$52,979$44,673
Poverty rate8.3%±4.0 pts9.4%12.5%
Unemployment rate5.1%±1.8 pts4.9%5.2%
Bachelor's degree or higher39.9%±4.9 pts43.4%35.7%
Median home value$470,900±$15,262$419,900$332,700
Median gross rent$2,103/mo±$278$1,705/mo$1,413/mo
Owner-occupied homes87.2%±3.4 pts67.6%65.2%
Mean travel time to work41.5 min±10.6 min31.1 min26.4 min
Worked from home21.2%±6.2 pts19.3%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 20695
GroupZIP 20695MarylandUnited States
White alone, not Hispanic or Latino18.6%46.6%57.4%
Black or African American alone, not Hispanic or Latino61.3%28.9%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.0%0.1%0.5%
Asian alone, not Hispanic or Latino2.6%6.5%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.0%0.2%
Some other race alone, not Hispanic or Latino2.8%0.7%0.6%
Two or more races, not Hispanic or Latino5.4%4.6%4.3%
Hispanic or Latino (of any race)9.4%12.5%19.3%

Where ZIP 20695 is

State
Maryland
Main county
Charles County
Largest overlapping place
Waldorf (51% of the ZIP's land area)
Land area
14.39 sq mi· about 1,140 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Charles County

20601 Waldorf, MD20602 Waldorf, MD20603 Bensville, MD20611 Charles County, MD20612 Benedict, MD20616 Bryans Road, MD20617 Bryantown, MD20622 Charles County, MD20625 Cobb Island, MD20632 Charles County, MD20637 Hughesville, MD20640 Charles County, MD20645 Charles County, MD20646 Charles County, MD20658 Charles County, MD20662 Charles County, MD20664 Charles County, MD20675 Pomfret, MD20677 Charles County, MD20693 Charles County, MD

See every ZIP code in Maryland, or compare ZIP 20695 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.