ZIP Code Tabulation Area · Maryland

ZIP Code 21654: Talbot County, MD

ZIP Code 21654 (Talbot County, Maryland) has an estimated 1,179 residents in 629 households. The median household income is $82,772, the median home value is $840,000 and the median gross rent is —. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Some estimates have a large margin of error. 4 figures for this ZIP (unemployment, owner-occupied, commute, work from home) are marked with *. ACS figures come from a sample, and small areas have fewer responses, so treat these numbers as rough ranges.

Total population

1,179

Margin of error ±249

Median household income

$82,772

Margin of error ±$14,427

Median home value

$840,000

Margin of error ±$152,354

Median gross rent

—

Margin of error not available

Median age

68.7 yrs

Margin of error ±5.8 yrs

Mean travel time to work

35.3 min*

Margin of error ±26.2 min· estimate has a large margin of error

How ZIP 21654 compares with Maryland and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 2165468.7 yrsMaryland39.4 yrsUnited States38.9 yrs

Median household income

ZIP 21654$82,772Maryland$103,678United States$80,734

Per capita income

ZIP 21654$64,245Maryland$52,979United States$44,673

Poverty rate

ZIP 2165412.8%Maryland9.4%United States12.5%

Unemployment rate

ZIP 2165410.3%*Maryland4.9%United States5.2%

Bachelor's degree or higher

ZIP 2165467.2%Maryland43.4%United States35.7%

Median home value

ZIP 21654$840,000Maryland$419,900United States$332,700

Median gross rent

ZIP 21654—Maryland$1,705/moUnited States$1,413/mo

Owner-occupied homes

ZIP 2165485.7%*Maryland67.6%United States65.2%

Mean travel time to work

ZIP 2165435.3 min*Maryland31.1 minUnited States26.4 min

Worked from home

ZIP 2165420.9%*Maryland19.3%United States15.1%

All figures for ZIP 21654

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 21654 — ACS 2020–2024 5-year estimates
Measure	ZIP 21654	Margin of error	Maryland	United States
Total population	1,179	±249	6,206,011	334,922,499
Median age	68.7 yrs	±5.8 yrs	39.4 yrs	38.9 yrs
Households	629	±131	2,362,928	129,227,496
Median household income	$82,772	±$14,427	$103,678	$80,734
Per capita income	$64,245	±$13,156	$52,979	$44,673
Poverty rate	12.8%	±6.6 pts	9.4%	12.5%
Unemployment rate	10.3%*	±11.3 pts	4.9%	5.2%
Bachelor's degree or higher	67.2%	±3.2 pts	43.4%	35.7%
Median home value	$840,000	±$152,354	$419,900	$332,700
Median gross rent	—	—	$1,705/mo	$1,413/mo
Owner-occupied homes	85.7%*	±10.1 pts	67.6%	65.2%
Mean travel time to work	35.3 min*	±26.2 min	31.1 min	26.4 min
Worked from home	20.9%*	±10.1 pts	19.3%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 21654
Group	ZIP 21654	Maryland	United States
White alone, not Hispanic or Latino	84.9%	46.6%	57.4%
Black or African American alone, not Hispanic or Latino	2.0%	28.9%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.1%	0.5%
Asian alone, not Hispanic or Latino	0.0%	6.5%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	0.0%	0.7%	0.6%
Two or more races, not Hispanic or Latino	0.3%	4.6%	4.3%
Hispanic or Latino (of any race)	12.8%	12.5%	19.3%

Where ZIP 21654 is

State: Maryland
Main county: Talbot County
Largest overlapping place: Oxford (5% of the ZIP's land area)
Land area: 11.10 sq mi· about 106 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Talbot County

21601 Talbot County, MD 21612 Talbot County, MD 21624 Talbot County, MD 21625 Talbot County, MD 21647 Talbot County, MD 21652 Talbot County, MD 21653 Talbot County, MD 21662 Talbot County, MD 21663 Talbot County, MD 21665 Talbot County, MD 21671 Tilghman Island, MD 21673 Talbot County, MD 21676 Talbot County, MD 21679 Talbot County, MD

See every ZIP code in Maryland, or compare ZIP 21654 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.