ZIP Code Tabulation Area · North Carolina

ZIP Code 28020: Cleveland County, NC

ZIP Code 28020 (Cleveland County, North Carolina) has an estimated 2,240 residents in 855 households. The median household income is $59,978, the median home value is $188,700 and the median gross rent is $785/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Some estimates have a large margin of error. 2 figures for this ZIP (commute, work from home) are marked with *. ACS figures come from a sample, and small areas have fewer responses, so treat these numbers as rough ranges.

Total population

2,240

Margin of error ±587

Median household income

$59,978

Margin of error ±$16,736

Median home value

$188,700

Margin of error ±$36,195

Median gross rent

$785/mo

Margin of error ±$157

Median age

37.9 yrs

Margin of error ±9.3 yrs

Mean travel time to work

37.2 min*

Margin of error ±18.4 min· estimate has a large margin of error

How ZIP 28020 compares with North Carolina and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 2802037.9 yrsNorth Carolina39.1 yrsUnited States38.9 yrs

Median household income

ZIP 28020$59,978North Carolina$72,388United States$80,734

Per capita income

ZIP 28020$29,802North Carolina$41,385United States$44,673

Poverty rate

ZIP 2802010.2%North Carolina13.0%United States12.5%

Unemployment rate

ZIP 280204.1%North Carolina4.7%United States5.2%

Bachelor's degree or higher

ZIP 2802017.4%North Carolina35.7%United States35.7%

Median home value

ZIP 28020$188,700North Carolina$288,900United States$332,700

Median gross rent

ZIP 28020$785/moNorth Carolina$1,228/moUnited States$1,413/mo

Owner-occupied homes

ZIP 2802086.2%North Carolina66.6%United States65.2%

Mean travel time to work

ZIP 2802037.2 min*North Carolina25.1 minUnited States26.4 min

Worked from home

ZIP 2802010.7%*North Carolina16.3%United States15.1%

All figures for ZIP 28020

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 28020 — ACS 2020–2024 5-year estimates
Measure	ZIP 28020	Margin of error	North Carolina	United States
Total population	2,240	±587	10,730,404	334,922,499
Median age	37.9 yrs	±9.3 yrs	39.1 yrs	38.9 yrs
Households	855	±163	4,282,345	129,227,496
Median household income	$59,978	±$16,736	$72,388	$80,734
Per capita income	$29,802	±$5,695	$41,385	$44,673
Poverty rate	10.2%	±4.7 pts	13.0%	12.5%
Unemployment rate	4.1%	±3.6 pts	4.7%	5.2%
Bachelor's degree or higher	17.4%	±8.0 pts	35.7%	35.7%
Median home value	$188,700	±$36,195	$288,900	$332,700
Median gross rent	$785/mo	±$157	$1,228/mo	$1,413/mo
Owner-occupied homes	86.2%	±7.9 pts	66.6%	65.2%
Mean travel time to work	37.2 min*	±18.4 min	25.1 min	26.4 min
Worked from home	10.7%*	±10.0 pts	16.3%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 28020
Group	ZIP 28020	North Carolina	United States
White alone, not Hispanic or Latino	92.1%	60.0%	57.4%
Black or African American alone, not Hispanic or Latino	2.5%	20.0%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.8%	0.5%
Asian alone, not Hispanic or Latino	4.6%	3.3%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.1%	0.2%
Some other race alone, not Hispanic or Latino	0.0%	0.5%	0.6%
Two or more races, not Hispanic or Latino	0.6%	4.1%	4.3%
Hispanic or Latino (of any race)	0.2%	11.3%	19.3%

Where ZIP 28020 is

State: North Carolina
Main county: Cleveland County— also overlaps Rutherford County
Largest overlapping place: Casar (4% of the ZIP's land area)
Land area: 46.27 sq mi· about 48 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Cleveland County

28017 Boiling Springs, NC 28042 Fallston, NC 28073 Cleveland County, NC 28086 Cleveland County, NC 28089 Lattimore, NC 28090 Cleveland County, NC 28114 Cleveland County, NC 28136 Polkville, NC 28150 Cleveland County, NC 28152 Cleveland County, NC 28169 Waco, NC

See every ZIP code in North Carolina, or compare ZIP 28020 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.