ZIP Code Tabulation Area · North Carolina

ZIP Code 28278: Charlotte, NC

ZIP Code 28278 (Charlotte, Mecklenburg County, North Carolina) has an estimated 37,420 residents in 13,640 households. The median household income is $125,470, the median home value is $460,600 and the median gross rent is $1,786/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

37,420

Margin of error ±1,793

Median household income

$125,470

Margin of error ±$8,352

Median home value

$460,600

Margin of error ±$17,838

Median gross rent

$1,786/mo

Margin of error ±$76

Median age

36.6 yrs

Margin of error ±1.1 yrs

Mean travel time to work

27.8 min

Margin of error ±3.1 min

How ZIP 28278 compares with North Carolina and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 2827836.6 yrsNorth Carolina39.1 yrsUnited States38.9 yrs

Median household income

ZIP 28278$125,470North Carolina$72,388United States$80,734

Per capita income

ZIP 28278$56,445North Carolina$41,385United States$44,673

Poverty rate

ZIP 282783.5%North Carolina13.0%United States12.5%

Unemployment rate

ZIP 282783.0%North Carolina4.7%United States5.2%

Bachelor's degree or higher

ZIP 2827858.2%North Carolina35.7%United States35.7%

Median home value

ZIP 28278$460,600North Carolina$288,900United States$332,700

Median gross rent

ZIP 28278$1,786/moNorth Carolina$1,228/moUnited States$1,413/mo

Owner-occupied homes

ZIP 2827874.3%North Carolina66.6%United States65.2%

Mean travel time to work

ZIP 2827827.8 minNorth Carolina25.1 minUnited States26.4 min

Worked from home

ZIP 2827829.6%North Carolina16.3%United States15.1%

All figures for ZIP 28278

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 28278 — ACS 2020–2024 5-year estimates
MeasureZIP 28278Margin of errorNorth CarolinaUnited States
Total population37,420±1,79310,730,404334,922,499
Median age36.6 yrs±1.1 yrs39.1 yrs38.9 yrs
Households13,640±5854,282,345129,227,496
Median household income$125,470±$8,352$72,388$80,734
Per capita income$56,445±$3,379$41,385$44,673
Poverty rate3.5%±1.1 pts13.0%12.5%
Unemployment rate3.0%±1.0 pts4.7%5.2%
Bachelor's degree or higher58.2%±2.9 pts35.7%35.7%
Median home value$460,600±$17,838$288,900$332,700
Median gross rent$1,786/mo±$76$1,228/mo$1,413/mo
Owner-occupied homes74.3%±2.0 pts66.6%65.2%
Mean travel time to work27.8 min±3.1 min25.1 min26.4 min
Worked from home29.6%±3.0 pts16.3%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 28278
GroupZIP 28278North CarolinaUnited States
White alone, not Hispanic or Latino37.0%60.0%57.4%
Black or African American alone, not Hispanic or Latino31.1%20.0%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.1%0.8%0.5%
Asian alone, not Hispanic or Latino8.5%3.3%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.1%0.2%
Some other race alone, not Hispanic or Latino0.7%0.5%0.6%
Two or more races, not Hispanic or Latino8.1%4.1%4.3%
Hispanic or Latino (of any race)14.5%11.3%19.3%

Where ZIP 28278 is

State
North Carolina
Main county
Mecklenburg County
Largest overlapping place
Charlotte (27% of the ZIP's land area)
Land area
28.81 sq mi· about 1,299 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Mecklenburg County

28203 Charlotte, NC28204 Charlotte, NC28205 Charlotte, NC28206 Charlotte, NC28207 Charlotte, NC28208 Charlotte, NC28209 Charlotte, NC28210 Charlotte, NC28211 Charlotte, NC28212 Charlotte, NC28213 Charlotte, NC28214 Charlotte, NC28215 Charlotte, NC28216 Charlotte, NC28217 Charlotte, NC28223 Charlotte, NC28226 Charlotte, NC28227 Mint Hill, NC28262 Charlotte, NC28269 Charlotte, NC28270 Charlotte, NC28273 Charlotte, NC28274 Charlotte, NC28277 Charlotte, NC

See every ZIP code in North Carolina, or compare ZIP 28278 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.