ZIP Code Tabulation Area · Tennessee

ZIP Code 38109: Memphis, TN

ZIP Code 38109 (Memphis, Shelby County, Tennessee) has an estimated 42,452 residents in 16,616 households. The median household income is $37,496, the median home value is $80,400 and the median gross rent is $1,040/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

42,452

Margin of error ±2,736

Median household income

$37,496

Margin of error ±$4,630

Median home value

$80,400

Margin of error ±$5,327

Median gross rent

$1,040/mo

Margin of error ±$55

Median age

38.9 yrs

Margin of error ±2.2 yrs

Mean travel time to work

23.7 min

Margin of error ±3.2 min

How ZIP 38109 compares with Tennessee and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 3810938.9 yrsTennessee38.9 yrsUnited States38.9 yrs

Median household income

ZIP 38109$37,496Tennessee$69,595United States$80,734

Per capita income

ZIP 38109$21,923Tennessee$39,437United States$44,673

Poverty rate

ZIP 3810932.1%Tennessee13.8%United States12.5%

Unemployment rate

ZIP 3810915.5%Tennessee4.7%United States5.2%

Bachelor's degree or higher

ZIP 3810914.2%Tennessee31.1%United States35.7%

Median home value

ZIP 38109$80,400Tennessee$286,700United States$332,700

Median gross rent

ZIP 38109$1,040/moTennessee$1,189/moUnited States$1,413/mo

Owner-occupied homes

ZIP 3810955.7%Tennessee66.9%United States65.2%

Mean travel time to work

ZIP 3810923.7 minTennessee25.7 minUnited States26.4 min

Worked from home

ZIP 381097.5%Tennessee12.9%United States15.1%

All figures for ZIP 38109

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 38109 — ACS 2020–2024 5-year estimates
MeasureZIP 38109Margin of errorTennesseeUnited States
Total population42,452±2,7367,066,383334,922,499
Median age38.9 yrs±2.2 yrs38.9 yrs38.9 yrs
Households16,616±8602,824,277129,227,496
Median household income$37,496±$4,630$69,595$80,734
Per capita income$21,923±$1,689$39,437$44,673
Poverty rate32.1%±4.9 pts13.8%12.5%
Unemployment rate15.5%±3.9 pts4.7%5.2%
Bachelor's degree or higher14.2%±2.2 pts31.1%35.7%
Median home value$80,400±$5,327$286,700$332,700
Median gross rent$1,040/mo±$55$1,189/mo$1,413/mo
Owner-occupied homes55.7%±2.8 pts66.9%65.2%
Mean travel time to work23.7 min±3.2 min25.7 min26.4 min
Worked from home7.5%±2.6 pts12.9%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 38109
GroupZIP 38109TennesseeUnited States
White alone, not Hispanic or Latino1.8%71.0%57.4%
Black or African American alone, not Hispanic or Latino94.9%15.4%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.0%0.1%0.5%
Asian alone, not Hispanic or Latino0.0%1.9%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.1%0.2%
Some other race alone, not Hispanic or Latino0.1%0.4%0.6%
Two or more races, not Hispanic or Latino2.3%3.7%4.3%
Hispanic or Latino (of any race)0.8%7.4%19.3%

Where ZIP 38109 is

State
Tennessee
Main county
Shelby County
Largest overlapping place
Memphis (74% of the ZIP's land area)
Land area
59.71 sq mi· about 711 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Shelby County

38103 Memphis, TN38104 Memphis, TN38105 Memphis, TN38106 Memphis, TN38107 Memphis, TN38108 Memphis, TN38111 Memphis, TN38112 Memphis, TN38114 Memphis, TN38115 Memphis, TN38116 Memphis, TN38117 Memphis, TN38118 Memphis, TN38119 Memphis, TN38120 Memphis, TN38122 Memphis, TN38125 Shelby County, TN38126 Memphis, TN38127 Memphis, TN38128 Memphis, TN38133 Bartlett, TN38134 Memphis, TN38135 Bartlett, TN38138 Germantown, TN

See every ZIP code in Tennessee, or compare ZIP 38109 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.