ZIP Code Tabulation Area · Mississippi

ZIP Code 38864: Pontotoc County, MS

ZIP Code 38864 (Pontotoc County, Mississippi) has an estimated 2,100 residents in 594 households. The median household income is $54,130, the median home value is $161,500 and the median gross rent is —. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Some estimates have a large margin of error. 4 figures for this ZIP (household income, poverty rate, owner-occupied, commute) are marked with *. ACS figures come from a sample, and small areas have fewer responses, so treat these numbers as rough ranges.

Total population

2,100

Margin of error ±711

Median household income

$54,130*

Margin of error ±$30,455· estimate has a large margin of error

Median home value

$161,500

Margin of error ±$58,134

Median gross rent

—

Margin of error not available

Median age

25.5 yrs

Margin of error ±4.1 yrs

Mean travel time to work

28.8 min*

Margin of error ±15.4 min· estimate has a large margin of error

How ZIP 38864 compares with Mississippi and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 3886425.5 yrsMississippi38.6 yrsUnited States38.9 yrs

Median household income

ZIP 38864$54,130*Mississippi$56,447United States$80,734

Per capita income

ZIP 38864$26,808Mississippi$31,549United States$44,673

Poverty rate

ZIP 3886423.9%*Mississippi18.9%United States12.5%

Unemployment rate

ZIP 388640.0%Mississippi5.8%United States5.2%

Bachelor's degree or higher

ZIP 3886411.0%Mississippi25.1%United States35.7%

Median home value

ZIP 38864$161,500Mississippi$169,800United States$332,700

Median gross rent

ZIP 38864—Mississippi$954/moUnited States$1,413/mo

Owner-occupied homes

ZIP 3886487.0%*Mississippi70.0%United States65.2%

Mean travel time to work

ZIP 3886428.8 min*Mississippi25.6 minUnited States26.4 min

Worked from home

ZIP 388642.6%Mississippi5.9%United States15.1%

All figures for ZIP 38864

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 38864 — ACS 2020–2024 5-year estimates
Measure	ZIP 38864	Margin of error	Mississippi	United States
Total population	2,100	±711	2,946,779	334,922,499
Median age	25.5 yrs	±4.1 yrs	38.6 yrs	38.9 yrs
Households	594	±194	1,145,431	129,227,496
Median household income	$54,130*	±$30,455	$56,447	$80,734
Per capita income	$26,808	±$6,240	$31,549	$44,673
Poverty rate	23.9%*	±19.4 pts	18.9%	12.5%
Unemployment rate	0.0%	±1.7 pts	5.8%	5.2%
Bachelor's degree or higher	11.0%	±7.1 pts	25.1%	35.7%
Median home value	$161,500	±$58,134	$169,800	$332,700
Median gross rent	—	—	$954/mo	$1,413/mo
Owner-occupied homes	87.0%*	±17.1 pts	70.0%	65.2%
Mean travel time to work	28.8 min*	±15.4 min	25.6 min	26.4 min
Worked from home	2.6%	±4.0 pts	5.9%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 38864
Group	ZIP 38864	Mississippi	United States
White alone, not Hispanic or Latino	96.8%	55.2%	57.4%
Black or African American alone, not Hispanic or Latino	0.0%	36.3%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.4%	0.5%
Asian alone, not Hispanic or Latino	0.0%	1.0%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	0.0%	0.3%	0.6%
Two or more races, not Hispanic or Latino	3.2%	3.0%	4.3%
Hispanic or Latino (of any race)	0.0%	3.7%	19.3%

Where ZIP 38864 is

State: Mississippi
Main county: Pontotoc County— also overlaps Calhoun County
Largest overlapping place: Randolph (2% of the ZIP's land area)
Land area: 79.56 sq mi· about 26 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Pontotoc County

38826 Tupelo, MS 38841 Pontotoc County, MS 38863 Pontotoc County, MS 38869 Sherman, MS 38871 Pontotoc County, MS

See every ZIP code in Mississippi, or compare ZIP 38864 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.