ZIP Code Tabulation Area · Kentucky

ZIP Code 40845: Bell County, KY

ZIP Code 40845 (Bell County, Kentucky) has an estimated 580 residents in 213 households. The median household income is $23,450, the median home value is $66,000 and the median gross rent is $846/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Some estimates have a large margin of error. 5 figures for this ZIP (poverty rate, unemployment, home value, owner-occupied, work from home) are marked with *. ACS figures come from a sample, and small areas have fewer responses, so treat these numbers as rough ranges.

Total population

580

Margin of error ±255

Median household income

$23,450

Margin of error ±$7,229

Median home value

$66,000*

Margin of error ±$64,053· estimate has a large margin of error

Median gross rent

$846/mo

Margin of error ±$10

Median age

41.9 yrs

Margin of error ±15.6 yrs

Mean travel time to work

—

Margin of error not available

How ZIP 40845 compares with Kentucky and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4084541.9 yrsKentucky39.1 yrsUnited States38.9 yrs

Median household income

ZIP 40845$23,450Kentucky$63,726United States$80,734

Per capita income

ZIP 40845$9,067Kentucky$35,821United States$44,673

Poverty rate

ZIP 4084559.0%*Kentucky16.1%United States12.5%

Unemployment rate

ZIP 4084514.6%*Kentucky4.9%United States5.2%

Bachelor's degree or higher

ZIP 408451.0%Kentucky27.6%United States35.7%

Median home value

ZIP 40845$66,000*Kentucky$205,600United States$332,700

Median gross rent

ZIP 40845$846/moKentucky$967/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4084561.0%*Kentucky68.3%United States65.2%

Mean travel time to work

ZIP 40845—Kentucky24.0 minUnited States26.4 min

Worked from home

ZIP 408450.0%*Kentucky10.2%United States15.1%

All figures for ZIP 40845

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 40845 — ACS 2020–2024 5-year estimates
Measure	ZIP 40845	Margin of error	Kentucky	United States
Total population	580	±255	4,534,824	334,922,499
Median age	41.9 yrs	±15.6 yrs	39.1 yrs	38.9 yrs
Households	213	±86	1,814,469	129,227,496
Median household income	$23,450	±$7,229	$63,726	$80,734
Per capita income	$9,067	±$3,552	$35,821	$44,673
Poverty rate	59.0%*	±31.1 pts	16.1%	12.5%
Unemployment rate	14.6%*	±23.1 pts	4.9%	5.2%
Bachelor's degree or higher	1.0%	±6.2 pts	27.6%	35.7%
Median home value	$66,000*	±$64,053	$205,600	$332,700
Median gross rent	$846/mo	±$10	$967/mo	$1,413/mo
Owner-occupied homes	61.0%*	±15.5 pts	68.3%	65.2%
Mean travel time to work	—	—	24.0 min	26.4 min
Worked from home	0.0%*	±37.1 pts	10.2%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 40845
Group	ZIP 40845	Kentucky	United States
White alone, not Hispanic or Latino	88.1%	81.5%	57.4%
Black or African American alone, not Hispanic or Latino	0.0%	7.6%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.1%	0.5%
Asian alone, not Hispanic or Latino	0.0%	1.6%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.1%	0.2%
Some other race alone, not Hispanic or Latino	0.0%	0.3%	0.6%
Two or more races, not Hispanic or Latino	11.9%	3.9%	4.3%
Hispanic or Latino (of any race)	0.0%	5.0%	19.3%

Where ZIP 40845 is

State: Kentucky
Main county: Bell County
Land area: 8.69 sq mi· about 67 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Bell County

40813 Bell County, KY 40856 Bell County, KY 40902 Bell County, KY 40913 Bell County, KY 40939 Bell County, KY 40940 Bell County, KY 40958 Bell County, KY 40965 Bell County, KY 40977 Bell County, KY 40988 Bell County, KY

See every ZIP code in Kentucky, or compare ZIP 40845 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.