ZIP Code Tabulation Area · Indiana

ZIP Code 46628: South Bend, IN

ZIP Code 46628 (South Bend, St. Joseph County, Indiana) has an estimated 27,685 residents in 10,787 households. The median household income is $61,759, the median home value is $182,200 and the median gross rent is $1,104/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

27,685

Margin of error ±1,166

Median household income

$61,759

Margin of error ±$5,555

Median home value

$182,200

Margin of error ±$12,906

Median gross rent

$1,104/mo

Margin of error ±$30

Median age

37.4 yrs

Margin of error ±2.0 yrs

Mean travel time to work

20.4 min

Margin of error ±2.5 min

How ZIP 46628 compares with Indiana and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4662837.4 yrsIndiana38.1 yrsUnited States38.9 yrs

Median household income

ZIP 46628$61,759Indiana$71,957United States$80,734

Per capita income

ZIP 46628$30,862Indiana$38,351United States$44,673

Poverty rate

ZIP 4662819.3%Indiana12.3%United States12.5%

Unemployment rate

ZIP 466284.9%Indiana4.3%United States5.2%

Bachelor's degree or higher

ZIP 4662825.4%Indiana29.5%United States35.7%

Median home value

ZIP 46628$182,200Indiana$218,200United States$332,700

Median gross rent

ZIP 46628$1,104/moIndiana$1,062/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4662868.4%Indiana70.6%United States65.2%

Mean travel time to work

ZIP 4662820.4 minIndiana24.1 minUnited States26.4 min

Worked from home

ZIP 466289.6%Indiana10.7%United States15.1%

All figures for ZIP 46628

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 46628 — ACS 2020–2024 5-year estimates
MeasureZIP 46628Margin of errorIndianaUnited States
Total population27,685±1,1666,851,073334,922,499
Median age37.4 yrs±2.0 yrs38.1 yrs38.9 yrs
Households10,787±4962,716,009129,227,496
Median household income$61,759±$5,555$71,957$80,734
Per capita income$30,862±$1,543$38,351$44,673
Poverty rate19.3%±3.4 pts12.3%12.5%
Unemployment rate4.9%±1.3 pts4.3%5.2%
Bachelor's degree or higher25.4%±2.7 pts29.5%35.7%
Median home value$182,200±$12,906$218,200$332,700
Median gross rent$1,104/mo±$30$1,062/mo$1,413/mo
Owner-occupied homes68.4%±2.6 pts70.6%65.2%
Mean travel time to work20.4 min±2.5 min24.1 min26.4 min
Worked from home9.6%±2.3 pts10.7%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 46628
GroupZIP 46628IndianaUnited States
White alone, not Hispanic or Latino55.3%75.4%57.4%
Black or African American alone, not Hispanic or Latino25.9%9.1%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.1%0.1%0.5%
Asian alone, not Hispanic or Latino1.1%2.6%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.2%0.0%0.2%
Some other race alone, not Hispanic or Latino0.4%0.4%0.6%
Two or more races, not Hispanic or Latino4.9%3.8%4.3%
Hispanic or Latino (of any race)12.2%8.6%19.3%

Where ZIP 46628 is

State
Indiana
Main county
St. Joseph County
Largest overlapping place
South Bend (40% of the ZIP's land area)
Land area
34.18 sq mi· about 810 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in St. Joseph County

46530 Granger, IN46536 St. Joseph County, IN46544 Mishawaka, IN46545 Mishawaka, IN46552 St. Joseph County, IN46554 St. Joseph County, IN46556 Notre Dame, IN46561 St. Joseph County, IN46601 South Bend, IN46613 South Bend, IN46614 St. Joseph County, IN46615 South Bend, IN46616 South Bend, IN46617 South Bend, IN46619 South Bend, IN46624 St. Joseph County, IN46635 Granger, IN46637 St. Joseph County, IN

See every ZIP code in Indiana, or compare ZIP 46628 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.