ZIP Code Tabulation Area · Michigan

ZIP Code 48098: Troy, MI

ZIP Code 48098 (Troy, Oakland County, Michigan) has an estimated 20,936 residents in 7,492 households. The median household income is $164,759, the median home value is $509,400 and the median gross rent is $1,712/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

20,936

Margin of error ±1,124

Median household income

$164,759

Margin of error ±$7,425

Median home value

$509,400

Margin of error ±$26,568

Median gross rent

$1,712/mo

Margin of error ±$107

Median age

46.5 yrs

Margin of error ±2.1 yrs

Mean travel time to work

24.7 min

Margin of error ±3.2 min

How ZIP 48098 compares with Michigan and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4809846.5 yrsMichigan40.2 yrsUnited States38.9 yrs

Median household income

ZIP 48098$164,759Michigan$72,875United States$80,734

Per capita income

ZIP 48098$71,048Michigan$40,735United States$44,673

Poverty rate

ZIP 480983.5%Michigan13.2%United States12.5%

Unemployment rate

ZIP 480983.9%Michigan5.7%United States5.2%

Bachelor's degree or higher

ZIP 4809876.9%Michigan32.4%United States35.7%

Median home value

ZIP 48098$509,400Michigan$231,600United States$332,700

Median gross rent

ZIP 48098$1,712/moMichigan$1,129/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4809891.1%Michigan73.2%United States65.2%

Mean travel time to work

ZIP 4809824.7 minMichigan24.2 minUnited States26.4 min

Worked from home

ZIP 4809824.3%Michigan13.5%United States15.1%

All figures for ZIP 48098

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 48098 — ACS 2020–2024 5-year estimates
MeasureZIP 48098Margin of errorMichiganUnited States
Total population20,936±1,12410,077,761334,922,499
Median age46.5 yrs±2.1 yrs40.2 yrs38.9 yrs
Households7,492±3524,076,369129,227,496
Median household income$164,759±$7,425$72,875$80,734
Per capita income$71,048±$4,017$40,735$44,673
Poverty rate3.5%±0.9 pts13.2%12.5%
Unemployment rate3.9%±1.6 pts5.7%5.2%
Bachelor's degree or higher76.9%±3.1 pts32.4%35.7%
Median home value$509,400±$26,568$231,600$332,700
Median gross rent$1,712/mo±$107$1,129/mo$1,413/mo
Owner-occupied homes91.1%±1.9 pts73.2%65.2%
Mean travel time to work24.7 min±3.2 min24.2 min26.4 min
Worked from home24.3%±2.8 pts13.5%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 48098
GroupZIP 48098MichiganUnited States
White alone, not Hispanic or Latino58.8%72.4%57.4%
Black or African American alone, not Hispanic or Latino1.9%13.1%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.0%0.3%0.5%
Asian alone, not Hispanic or Latino31.9%3.4%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.0%0.2%
Some other race alone, not Hispanic or Latino0.3%0.5%0.6%
Two or more races, not Hispanic or Latino5.2%4.5%4.3%
Hispanic or Latino (of any race)1.8%5.9%19.3%

Where ZIP 48098 is

State
Michigan
Main county
Oakland County
Largest overlapping place
Troy (100% of the ZIP's land area)
Land area
9.40 sq mi· about 2,227 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Oakland County

48009 Birmingham, MI48017 Clawson, MI48025 Beverly Hills, MI48030 Hazel Park, MI48033 Southfield, MI48034 Southfield, MI48067 Royal Oak, MI48069 Pleasant Ridge, MI48070 Huntington Woods, MI48071 Madison Heights, MI48072 Berkley, MI48073 Royal Oak, MI48075 Southfield, MI48076 Southfield, MI48083 Troy, MI48084 Troy, MI48085 Troy, MI48165 Oakland County, MI48167 Oakland County, MI48178 Oakland County, MI48220 Ferndale, MI48237 Oak Park, MI48301 Oakland County, MI48302 Oakland County, MI

See every ZIP code in Michigan, or compare ZIP 48098 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.