ZIP Code Tabulation Area · Michigan

ZIP Code 49099: St. Joseph County, MI

ZIP Code 49099 (St. Joseph County, Michigan) has an estimated 5,942 residents in 2,447 households. The median household income is $70,307, the median home value is $176,800 and the median gross rent is $941/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

5,942

Margin of error ±379

Median household income

$70,307

Margin of error ±$13,403

Median home value

$176,800

Margin of error ±$23,606

Median gross rent

$941/mo

Margin of error ±$144

Median age

43.3 yrs

Margin of error ±4.9 yrs

Mean travel time to work

19.1 min

Margin of error ±2.9 min

How ZIP 49099 compares with Michigan and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4909943.3 yrsMichigan40.2 yrsUnited States38.9 yrs

Median household income

ZIP 49099$70,307Michigan$72,875United States$80,734

Per capita income

ZIP 49099$34,787Michigan$40,735United States$44,673

Poverty rate

ZIP 4909913.5%Michigan13.2%United States12.5%

Unemployment rate

ZIP 490994.4%Michigan5.7%United States5.2%

Bachelor's degree or higher

ZIP 4909914.2%Michigan32.4%United States35.7%

Median home value

ZIP 49099$176,800Michigan$231,600United States$332,700

Median gross rent

ZIP 49099$941/moMichigan$1,129/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4909978.2%Michigan73.2%United States65.2%

Mean travel time to work

ZIP 4909919.1 minMichigan24.2 minUnited States26.4 min

Worked from home

ZIP 490998.6%Michigan13.5%United States15.1%

All figures for ZIP 49099

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 49099 — ACS 2020–2024 5-year estimates
Measure	ZIP 49099	Margin of error	Michigan	United States
Total population	5,942	±379	10,077,761	334,922,499
Median age	43.3 yrs	±4.9 yrs	40.2 yrs	38.9 yrs
Households	2,447	±193	4,076,369	129,227,496
Median household income	$70,307	±$13,403	$72,875	$80,734
Per capita income	$34,787	±$3,194	$40,735	$44,673
Poverty rate	13.5%	±3.6 pts	13.2%	12.5%
Unemployment rate	4.4%	±2.0 pts	5.7%	5.2%
Bachelor's degree or higher	14.2%	±2.9 pts	32.4%	35.7%
Median home value	$176,800	±$23,606	$231,600	$332,700
Median gross rent	$941/mo	±$144	$1,129/mo	$1,413/mo
Owner-occupied homes	78.2%	±4.3 pts	73.2%	65.2%
Mean travel time to work	19.1 min	±2.9 min	24.2 min	26.4 min
Worked from home	8.6%	±3.8 pts	13.5%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 49099
Group	ZIP 49099	Michigan	United States
White alone, not Hispanic or Latino	88.9%	72.4%	57.4%
Black or African American alone, not Hispanic or Latino	0.4%	13.1%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.3%	0.5%
Asian alone, not Hispanic or Latino	0.8%	3.4%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	0.3%	0.5%	0.6%
Two or more races, not Hispanic or Latino	2.7%	4.5%	4.3%
Hispanic or Latino (of any race)	6.8%	5.9%	19.3%

Where ZIP 49099 is

State: Michigan
Main county: St. Joseph County— also overlaps Cass County
Largest overlapping place: White Pigeon (2% of the ZIP's land area)
Land area: 58.00 sq mi· about 102 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in St. Joseph County

49030 St. Joseph County, MI 49032 St. Joseph County, MI 49040 St. Joseph County, MI 49042 St. Joseph County, MI 49066 St. Joseph County, MI 49072 St. Joseph County, MI 49075 St. Joseph County, MI 49091 St. Joseph County, MI 49093 St. Joseph County, MI

See every ZIP code in Michigan, or compare ZIP 49099 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.