ZIP Code Tabulation Area · Michigan

ZIP Code 49796: Walloon Lake, MI

ZIP Code 49796 (Walloon Lake, Charlevoix County, Michigan) has an estimated 359 residents in 163 households. The median household income is $87,434, the median home value is $282,300 and the median gross rent is —. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Some estimates have a large margin of error. 3 figures for this ZIP (household income, bachelor's or higher, commute) are marked with *. ACS figures come from a sample, and small areas have fewer responses, so treat these numbers as rough ranges.

Total population

359

Margin of error ±110

Median household income

$87,434*

Margin of error ±$69,666· estimate has a large margin of error

Median home value

$282,300

Margin of error ±$40,868

Median gross rent

—

Margin of error not available

Median age

50.2 yrs

Margin of error ±7.6 yrs

Mean travel time to work

20.1 min*

Margin of error ±12.4 min· estimate has a large margin of error

How ZIP 49796 compares with Michigan and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4979650.2 yrsMichigan40.2 yrsUnited States38.9 yrs

Median household income

ZIP 49796$87,434*Michigan$72,875United States$80,734

Per capita income

ZIP 49796$78,342Michigan$40,735United States$44,673

Poverty rate

ZIP 497963.6%Michigan13.2%United States12.5%

Unemployment rate

ZIP 497961.3%Michigan5.7%United States5.2%

Bachelor's degree or higher

ZIP 4979649.3%*Michigan32.4%United States35.7%

Median home value

ZIP 49796$282,300Michigan$231,600United States$332,700

Median gross rent

ZIP 49796—Michigan$1,129/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4979685.9%Michigan73.2%United States65.2%

Mean travel time to work

ZIP 4979620.1 min*Michigan24.2 minUnited States26.4 min

Worked from home

ZIP 497962.7%Michigan13.5%United States15.1%

All figures for ZIP 49796

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 49796 — ACS 2020–2024 5-year estimates
Measure	ZIP 49796	Margin of error	Michigan	United States
Total population	359	±110	10,077,761	334,922,499
Median age	50.2 yrs	±7.6 yrs	40.2 yrs	38.9 yrs
Households	163	±46	4,076,369	129,227,496
Median household income	$87,434*	±$69,666	$72,875	$80,734
Per capita income	$78,342	±$34,799	$40,735	$44,673
Poverty rate	3.6%	±3.2 pts	13.2%	12.5%
Unemployment rate	1.3%	±2.6 pts	5.7%	5.2%
Bachelor's degree or higher	49.3%*	±11.3 pts	32.4%	35.7%
Median home value	$282,300	±$40,868	$231,600	$332,700
Median gross rent	—	—	$1,129/mo	$1,413/mo
Owner-occupied homes	85.9%	±3.8 pts	73.2%	65.2%
Mean travel time to work	20.1 min*	±12.4 min	24.2 min	26.4 min
Worked from home	2.7%	±3.9 pts	13.5%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 49796
Group	ZIP 49796	Michigan	United States
White alone, not Hispanic or Latino	98.3%	72.4%	57.4%
Black or African American alone, not Hispanic or Latino	0.0%	13.1%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.3%	0.5%
Asian alone, not Hispanic or Latino	0.0%	3.4%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	0.0%	0.5%	0.6%
Two or more races, not Hispanic or Latino	0.6%	4.5%	4.3%
Hispanic or Latino (of any race)	1.1%	5.9%	19.3%

Where ZIP 49796 is

State: Michigan
Main county: Charlevoix County
Largest overlapping place: Walloon Lake (86% of the ZIP's land area)
Land area: 1.58 sq mi· about 227 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Charlevoix County

49712 Charlevoix County, MI 49713 Charlevoix County, MI 49720 Charlevoix County, MI 49782 Charlevoix County, MI

See every ZIP code in Michigan, or compare ZIP 49796 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.