ZIP Code Tabulation Area · Iowa

ZIP Code 50702: Waterloo, IA

ZIP Code 50702 (Waterloo, Black Hawk County, Iowa) has an estimated 20,882 residents in 8,892 households. The median household income is $62,021, the median home value is $150,500 and the median gross rent is $971/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

20,882

Margin of error ±1,017

Median household income

$62,021

Margin of error ±$4,845

Median home value

$150,500

Margin of error ±$6,519

Median gross rent

$971/mo

Margin of error ±$28

Median age

36.1 yrs

Margin of error ±2.0 yrs

Mean travel time to work

16.9 min

Margin of error ±2.3 min

How ZIP 50702 compares with Iowa and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 5070236.1 yrsIowa38.6 yrsUnited States38.9 yrs

Median household income

ZIP 50702$62,021Iowa$75,059United States$80,734

Per capita income

ZIP 50702$32,071Iowa$40,877United States$44,673

Poverty rate

ZIP 5070213.5%Iowa11.1%United States12.5%

Unemployment rate

ZIP 507023.9%Iowa3.6%United States5.2%

Bachelor's degree or higher

ZIP 5070221.5%Iowa31.4%United States35.7%

Median home value

ZIP 50702$150,500Iowa$208,000United States$332,700

Median gross rent

ZIP 50702$971/moIowa$972/moUnited States$1,413/mo

Owner-occupied homes

ZIP 5070261.2%Iowa71.7%United States65.2%

Mean travel time to work

ZIP 5070216.9 minIowa19.8 minUnited States26.4 min

Worked from home

ZIP 507027.0%Iowa11.3%United States15.1%

All figures for ZIP 50702

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 50702 — ACS 2020–2024 5-year estimates
Measure	ZIP 50702	Margin of error	Iowa	United States
Total population	20,882	±1,017	3,210,507	334,922,499
Median age	36.1 yrs	±2.0 yrs	38.6 yrs	38.9 yrs
Households	8,892	±422	1,315,707	129,227,496
Median household income	$62,021	±$4,845	$75,059	$80,734
Per capita income	$32,071	±$2,244	$40,877	$44,673
Poverty rate	13.5%	±3.1 pts	11.1%	12.5%
Unemployment rate	3.9%	±1.4 pts	3.6%	5.2%
Bachelor's degree or higher	21.5%	±2.4 pts	31.4%	35.7%
Median home value	$150,500	±$6,519	$208,000	$332,700
Median gross rent	$971/mo	±$28	$972/mo	$1,413/mo
Owner-occupied homes	61.2%	±2.9 pts	71.7%	65.2%
Mean travel time to work	16.9 min	±2.3 min	19.8 min	26.4 min
Worked from home	7.0%	±2.2 pts	11.3%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 50702
Group	ZIP 50702	Iowa	United States
White alone, not Hispanic or Latino	68.2%	82.3%	57.4%
Black or African American alone, not Hispanic or Latino	12.4%	3.8%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.2%	0.5%
Asian alone, not Hispanic or Latino	3.2%	2.5%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	3.4%	0.2%	0.2%
Some other race alone, not Hispanic or Latino	0.1%	0.3%	0.6%
Two or more races, not Hispanic or Latino	3.5%	3.5%	4.3%
Hispanic or Latino (of any race)	9.2%	7.3%	19.3%

Where ZIP 50702 is

State: Iowa
Main county: Black Hawk County
Largest overlapping place: Waterloo (80% of the ZIP's land area)
Land area: 9.78 sq mi· about 2,135 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Black Hawk County

50613 Cedar Falls, IA 50623 Black Hawk County, IA 50626 Black Hawk County, IA 50634 Gilbertville, IA 50643 Black Hawk County, IA 50648 Black Hawk County, IA 50651 Black Hawk County, IA 50667 Raymond, IA 50701 Waterloo, IA 50703 Waterloo, IA 50707 Evansdale, IA

See every ZIP code in Iowa, or compare ZIP 50702 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.