ZIP Code Tabulation Area · Minnesota

ZIP Code 55304: Ham Lake, MN

ZIP Code 55304 (Ham Lake, Anoka County, Minnesota) has an estimated 49,737 residents in 16,915 households. The median household income is $131,700, the median home value is $421,300 and the median gross rent is $1,704/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

49,737

Margin of error ±48

Median household income

$131,700

Margin of error ±$5,100

Median home value

$421,300

Margin of error ±$7,781

Median gross rent

$1,704/mo

Margin of error ±$252

Median age

40.9 yrs

Margin of error ±1.2 yrs

Mean travel time to work

26.4 min

Margin of error ±1.6 min

How ZIP 55304 compares with Minnesota and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 5530440.9 yrsMinnesota38.8 yrsUnited States38.9 yrs

Median household income

ZIP 55304$131,700Minnesota$89,062United States$80,734

Per capita income

ZIP 55304$53,292Minnesota$48,237United States$44,673

Poverty rate

ZIP 553043.5%Minnesota9.3%United States12.5%

Unemployment rate

ZIP 553043.0%Minnesota4.1%United States5.2%

Bachelor's degree or higher

ZIP 5530437.7%Minnesota39.4%United States35.7%

Median home value

ZIP 55304$421,300Minnesota$329,300United States$332,700

Median gross rent

ZIP 55304$1,704/moMinnesota$1,280/moUnited States$1,413/mo

Owner-occupied homes

ZIP 5530494.0%Minnesota72.2%United States65.2%

Mean travel time to work

ZIP 5530426.4 minMinnesota22.7 minUnited States26.4 min

Worked from home

ZIP 5530419.5%Minnesota17.6%United States15.1%

All figures for ZIP 55304

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 55304 — ACS 2020–2024 5-year estimates
Measure	ZIP 55304	Margin of error	Minnesota	United States
Total population	49,737	±48	5,739,445	334,922,499
Median age	40.9 yrs	±1.2 yrs	38.8 yrs	38.9 yrs
Households	16,915	±410	2,307,955	129,227,496
Median household income	$131,700	±$5,100	$89,062	$80,734
Per capita income	$53,292	±$2,217	$48,237	$44,673
Poverty rate	3.5%	±1.0 pts	9.3%	12.5%
Unemployment rate	3.0%	±0.7 pts	4.1%	5.2%
Bachelor's degree or higher	37.7%	±2.3 pts	39.4%	35.7%
Median home value	$421,300	±$7,781	$329,300	$332,700
Median gross rent	$1,704/mo	±$252	$1,280/mo	$1,413/mo
Owner-occupied homes	94.0%	±1.2 pts	72.2%	65.2%
Mean travel time to work	26.4 min	±1.6 min	22.7 min	26.4 min
Worked from home	19.5%	±1.9 pts	17.6%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 55304
Group	ZIP 55304	Minnesota	United States
White alone, not Hispanic or Latino	86.9%	75.9%	57.4%
Black or African American alone, not Hispanic or Latino	3.1%	6.9%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.2%	0.7%	0.5%
Asian alone, not Hispanic or Latino	3.5%	5.1%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.0%	0.2%
Some other race alone, not Hispanic or Latino	0.4%	0.5%	0.6%
Two or more races, not Hispanic or Latino	3.2%	4.5%	4.3%
Hispanic or Latino (of any race)	2.6%	6.4%	19.3%

Where ZIP 55304 is

State: Minnesota
Main county: Anoka County
Largest overlapping place: Ham Lake (50% of the ZIP's land area)
Land area: 68.62 sq mi· about 725 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Anoka County

55005 East Bethel, MN 55011 East Bethel, MN 55014 Lino Lakes, MN 55025 Columbus, MN 55070 St. Francis, MN 55092 Wyoming, MN 55303 Ramsey, MN 55421 Columbia Heights, MN 55432 Fridley, MN 55433 Coon Rapids, MN 55434 Blaine, MN 55448 Coon Rapids, MN 55449 Blaine, MN

See every ZIP code in Minnesota, or compare ZIP 55304 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.