ZIP Code Tabulation Area · Missouri

ZIP Code 65109: Jefferson City, MO

ZIP Code 65109 (Jefferson City, Cole County, Missouri) has an estimated 41,145 residents in 17,306 households. The median household income is $74,694, the median home value is $221,600 and the median gross rent is $861/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

41,145

Margin of error ±1,059

Median household income

$74,694

Margin of error ±$4,916

Median home value

$221,600

Margin of error ±$10,349

Median gross rent

$861/mo

Margin of error ±$31

Median age

40.6 yrs

Margin of error ±1.0 yrs

Mean travel time to work

15.9 min

Margin of error ±1.2 min

How ZIP 65109 compares with Missouri and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 6510940.6 yrsMissouri39.0 yrsUnited States38.9 yrs

Median household income

ZIP 65109$74,694Missouri$70,702United States$80,734

Per capita income

ZIP 65109$41,141Missouri$39,695United States$44,673

Poverty rate

ZIP 651098.5%Missouri12.6%United States12.5%

Unemployment rate

ZIP 651092.9%Missouri4.0%United States5.2%

Bachelor's degree or higher

ZIP 6510945.3%Missouri32.4%United States35.7%

Median home value

ZIP 65109$221,600Missouri$230,300United States$332,700

Median gross rent

ZIP 65109$861/moMissouri$1,033/moUnited States$1,413/mo

Owner-occupied homes

ZIP 6510966.7%Missouri68.1%United States65.2%

Mean travel time to work

ZIP 6510915.9 minMissouri23.5 minUnited States26.4 min

Worked from home

ZIP 6510910.1%Missouri13.0%United States15.1%

All figures for ZIP 65109

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 65109 — ACS 2020–2024 5-year estimates
Measure	ZIP 65109	Margin of error	Missouri	United States
Total population	41,145	±1,059	6,191,814	334,922,499
Median age	40.6 yrs	±1.0 yrs	39.0 yrs	38.9 yrs
Households	17,306	±512	2,508,227	129,227,496
Median household income	$74,694	±$4,916	$70,702	$80,734
Per capita income	$41,141	±$1,845	$39,695	$44,673
Poverty rate	8.5%	±1.7 pts	12.6%	12.5%
Unemployment rate	2.9%	±1.0 pts	4.0%	5.2%
Bachelor's degree or higher	45.3%	±2.5 pts	32.4%	35.7%
Median home value	$221,600	±$10,349	$230,300	$332,700
Median gross rent	$861/mo	±$31	$1,033/mo	$1,413/mo
Owner-occupied homes	66.7%	±2.6 pts	68.1%	65.2%
Mean travel time to work	15.9 min	±1.2 min	23.5 min	26.4 min
Worked from home	10.1%	±2.0 pts	13.0%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 65109
Group	ZIP 65109	Missouri	United States
White alone, not Hispanic or Latino	81.2%	76.3%	57.4%
Black or African American alone, not Hispanic or Latino	6.6%	10.9%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.2%	0.2%	0.5%
Asian alone, not Hispanic or Latino	2.3%	2.1%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.1%	0.2%
Some other race alone, not Hispanic or Latino	0.3%	0.4%	0.6%
Two or more races, not Hispanic or Latino	5.3%	4.8%	4.3%
Hispanic or Latino (of any race)	4.1%	5.2%	19.3%

Where ZIP 65109 is

State: Missouri
Main county: Cole County
Largest overlapping place: Jefferson City (20% of the ZIP's land area)
Land area: 80.72 sq mi· about 510 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Cole County

65023 Cole County, MO 65040 Cole County, MO 65053 Cole County, MO 65076 Cole County, MO 65101 Cole County, MO

See every ZIP code in Missouri, or compare ZIP 65109 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.