ZIP Code Tabulation Area · Missouri

ZIP Code 65231: Callaway County, MO

ZIP Code 65231 (Callaway County, Missouri) has an estimated 3,132 residents in 1,198 households. The median household income is $57,407, the median home value is $146,600 and the median gross rent is $670/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Some estimates have a large margin of error. One figure for this ZIP (poverty rate) is marked with *. ACS figures come from a sample, and small areas have fewer responses, so treat these numbers as rough ranges.

Total population

3,132

Margin of error ±648

Median household income

$57,407

Margin of error ±$17,219

Median home value

$146,600

Margin of error ±$26,522

Median gross rent

$670/mo

Margin of error ±$219

Median age

39.7 yrs

Margin of error ±8.0 yrs

Mean travel time to work

26.4 min

Margin of error ±10.1 min

How ZIP 65231 compares with Missouri and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 6523139.7 yrsMissouri39.0 yrsUnited States38.9 yrs

Median household income

ZIP 65231$57,407Missouri$70,702United States$80,734

Per capita income

ZIP 65231$30,090Missouri$39,695United States$44,673

Poverty rate

ZIP 6523122.6%*Missouri12.6%United States12.5%

Unemployment rate

ZIP 652315.3%Missouri4.0%United States5.2%

Bachelor's degree or higher

ZIP 6523124.8%Missouri32.4%United States35.7%

Median home value

ZIP 65231$146,600Missouri$230,300United States$332,700

Median gross rent

ZIP 65231$670/moMissouri$1,033/moUnited States$1,413/mo

Owner-occupied homes

ZIP 6523181.6%Missouri68.1%United States65.2%

Mean travel time to work

ZIP 6523126.4 minMissouri23.5 minUnited States26.4 min

Worked from home

ZIP 652316.6%Missouri13.0%United States15.1%

All figures for ZIP 65231

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 65231 — ACS 2020–2024 5-year estimates
Measure	ZIP 65231	Margin of error	Missouri	United States
Total population	3,132	±648	6,191,814	334,922,499
Median age	39.7 yrs	±8.0 yrs	39.0 yrs	38.9 yrs
Households	1,198	±200	2,508,227	129,227,496
Median household income	$57,407	±$17,219	$70,702	$80,734
Per capita income	$30,090	±$5,439	$39,695	$44,673
Poverty rate	22.6%*	±14.6 pts	12.6%	12.5%
Unemployment rate	5.3%	±5.6 pts	4.0%	5.2%
Bachelor's degree or higher	24.8%	±6.8 pts	32.4%	35.7%
Median home value	$146,600	±$26,522	$230,300	$332,700
Median gross rent	$670/mo	±$219	$1,033/mo	$1,413/mo
Owner-occupied homes	81.6%	±8.1 pts	68.1%	65.2%
Mean travel time to work	26.4 min	±10.1 min	23.5 min	26.4 min
Worked from home	6.6%	±4.3 pts	13.0%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 65231
Group	ZIP 65231	Missouri	United States
White alone, not Hispanic or Latino	91.1%	76.3%	57.4%
Black or African American alone, not Hispanic or Latino	1.5%	10.9%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.1%	0.2%	0.5%
Asian alone, not Hispanic or Latino	0.0%	2.1%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.1%	0.2%
Some other race alone, not Hispanic or Latino	0.0%	0.4%	0.6%
Two or more races, not Hispanic or Latino	4.7%	4.8%	4.3%
Hispanic or Latino (of any race)	2.7%	5.2%	19.3%

Where ZIP 65231 is

State: Missouri
Main county: Callaway County— also overlaps Audrain County
Largest overlapping place: Auxvasse (1% of the ZIP's land area)
Land area: 124.21 sq mi· about 25 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Callaway County

63388 Callaway County, MO 65043 Callaway County, MO 65059 Callaway County, MO 65063 Callaway County, MO 65067 Callaway County, MO 65077 Callaway County, MO 65080 Callaway County, MO 65251 Callaway County, MO 65262 Callaway County, MO

See every ZIP code in Missouri, or compare ZIP 65231 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.