ZIP Code Tabulation Area · Texas

ZIP Code 78657: Horseshoe Bay, TX

ZIP Code 78657 (Horseshoe Bay, Llano County, Texas) has an estimated 7,591 residents in 3,526 households. The median household income is $91,452, the median home value is $483,200 and the median gross rent is $1,492/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated Oct 26, 2026

Total population

7,591

Margin of error ±472

Median household income

$91,452

Margin of error ±$8,300

Median home value

$483,200

Margin of error ±$34,411

Median gross rent

$1,492/mo

Margin of error ±$174

Median age

59.3 yrs

Margin of error ±3.7 yrs

Mean travel time to work

25.2 min

Margin of error ±6.8 min

How ZIP 78657 compares with Texas and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 7865759.3 yrsTexas35.6 yrsUnited States38.9 yrs

Median household income

ZIP 78657$91,452Texas$78,476United States$80,734

Per capita income

ZIP 78657$68,540Texas$40,752United States$44,673

Poverty rate

ZIP 786574.9%Texas13.8%United States12.5%

Unemployment rate

ZIP 786572.3%Texas5.3%United States5.2%

Bachelor's degree or higher

ZIP 7865742.9%Texas33.8%United States35.7%

Median home value

ZIP 78657$483,200Texas$283,800United States$332,700

Median gross rent

ZIP 78657$1,492/moTexas$1,403/moUnited States$1,413/mo

Owner-occupied homes

ZIP 7865781.3%Texas62.6%United States65.2%

Mean travel time to work

ZIP 7865725.2 minTexas26.7 minUnited States26.4 min

Worked from home

ZIP 7865715.2%Texas14.4%United States15.1%

All figures for ZIP 78657

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 78657 — ACS 2020–2024 5-year estimates
Measure	ZIP 78657	Margin of error	Texas	United States
Total population	7,591	±472	30,188,424	334,922,499
Median age	59.3 yrs	±3.7 yrs	35.6 yrs	38.9 yrs
Households	3,526	±197	10,992,816	129,227,496
Median household income	$91,452	±$8,300	$78,476	$80,734
Per capita income	$68,540	±$9,984	$40,752	$44,673
Poverty rate	4.9%	±2.6 pts	13.8%	12.5%
Unemployment rate	2.3%	±2.0 pts	5.3%	5.2%
Bachelor's degree or higher	42.9%	±4.2 pts	33.8%	35.7%
Median home value	$483,200	±$34,411	$283,800	$332,700
Median gross rent	$1,492/mo	±$174	$1,403/mo	$1,413/mo
Owner-occupied homes	81.3%	±3.8 pts	62.6%	65.2%
Mean travel time to work	25.2 min	±6.8 min	26.7 min	26.4 min
Worked from home	15.2%	±4.2 pts	14.4%	15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 78657
Group	ZIP 78657	Texas	United States
White alone, not Hispanic or Latino	81.0%	39.1%	57.4%
Black or African American alone, not Hispanic or Latino	0.1%	11.9%	11.9%
American Indian and Alaska Native alone, not Hispanic or Latino	0.0%	0.1%	0.5%
Asian alone, not Hispanic or Latino	0.6%	5.5%	5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino	0.0%	0.1%	0.2%
Some other race alone, not Hispanic or Latino	0.3%	0.4%	0.6%
Two or more races, not Hispanic or Latino	2.3%	3.1%	4.3%
Hispanic or Latino (of any race)	15.7%	39.7%	19.3%

Where ZIP 78657 is

State: Texas
Main county: Llano County— also overlaps Burnet County
Largest overlapping place: Horseshoe Bay (37% of the ZIP's land area)
Land area: 38.77 sq mi· about 196 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Llano County

76885 Llano County, TX 78607 Llano County, TX 78609 Buchanan Dam, TX 78639 Kingsland, TX 78643 Llano County, TX 78672 Llano County, TX

See every ZIP code in Texas, or compare ZIP 78657 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.