ZIP Code Tabulation Area · California

ZIP Code 92688: Rancho Santa Margarita, CA

ZIP Code 92688 (Rancho Santa Margarita, Orange County, California) has an estimated 43,320 residents in 15,858 households. The median household income is $152,528, the median home value is $906,100 and the median gross rent is $2,651/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

43,320

Margin of error ±1,030

Median household income

$152,528

Margin of error ±$14,032

Median home value

$906,100

Margin of error ±$28,532

Median gross rent

$2,651/mo

Margin of error ±$107

Median age

39.1 yrs

Margin of error ±1.6 yrs

Mean travel time to work

25.2 min

Margin of error ±2.2 min

How ZIP 92688 compares with California and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 9268839.1 yrsCalifornia37.9 yrsUnited States38.9 yrs

Median household income

ZIP 92688$152,528California$99,122United States$80,734

Per capita income

ZIP 92688$65,019California$49,513United States$44,673

Poverty rate

ZIP 926886.2%California12.0%United States12.5%

Unemployment rate

ZIP 926883.7%California6.6%United States5.2%

Bachelor's degree or higher

ZIP 9268849.4%California37.1%United States35.7%

Median home value

ZIP 92688$906,100California$734,700United States$332,700

Median gross rent

ZIP 92688$2,651/moCalifornia$2,036/moUnited States$1,413/mo

Owner-occupied homes

ZIP 9268868.9%California55.9%United States65.2%

Mean travel time to work

ZIP 9268825.2 minCalifornia28.7 minUnited States26.4 min

Worked from home

ZIP 9268822.6%California17.2%United States15.1%

All figures for ZIP 92688

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 92688 — ACS 2020–2024 5-year estimates
MeasureZIP 92688Margin of errorCaliforniaUnited States
Total population43,320±1,03039,287,377334,922,499
Median age39.1 yrs±1.6 yrs37.9 yrs38.9 yrs
Households15,858±57613,548,091129,227,496
Median household income$152,528±$14,032$99,122$80,734
Per capita income$65,019±$2,934$49,513$44,673
Poverty rate6.2%±1.9 pts12.0%12.5%
Unemployment rate3.7%±0.9 pts6.6%5.2%
Bachelor's degree or higher49.4%±2.8 pts37.1%35.7%
Median home value$906,100±$28,532$734,700$332,700
Median gross rent$2,651/mo±$107$2,036/mo$1,413/mo
Owner-occupied homes68.9%±2.7 pts55.9%65.2%
Mean travel time to work25.2 min±2.2 min28.7 min26.4 min
Worked from home22.6%±2.8 pts17.2%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 92688
GroupZIP 92688CaliforniaUnited States
White alone, not Hispanic or Latino56.0%33.8%57.4%
Black or African American alone, not Hispanic or Latino1.2%5.2%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.0%0.3%0.5%
Asian alone, not Hispanic or Latino13.6%15.3%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.1%0.3%0.2%
Some other race alone, not Hispanic or Latino0.6%0.6%0.6%
Two or more races, not Hispanic or Latino6.3%4.4%4.3%
Hispanic or Latino (of any race)22.2%40.2%19.3%

Where ZIP 92688 is

State
California
Main county
Orange County
Largest overlapping place
Rancho Santa Margarita (75% of the ZIP's land area)
Land area
13.22 sq mi· about 3,277 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Orange County

92655 Midway City, CA92656 Aliso Viejo, CA92657 Newport Beach, CA92660 Newport Beach, CA92661 Newport Beach, CA92662 Newport Beach, CA92663 Newport Beach, CA92673 San Clemente, CA92675 San Juan Capistrano, CA92676 Orange County, CA92677 Laguna Niguel, CA92678 Orange County, CA92679 Coto de Caza, CA92683 Westminster, CA92691 Mission Viejo, CA92692 Mission Viejo, CA92694 Rancho Mission Viejo, CA92701 Santa Ana, CA92703 Santa Ana, CA92704 Santa Ana, CA92705 North Tustin, CA92706 Santa Ana, CA92707 Santa Ana, CA92708 Fountain Valley, CA

See every ZIP code in California, or compare ZIP 92688 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.