ZIP Code Tabulation Area · Washington

ZIP Code 98446: Clover Creek, WA

ZIP Code 98446 (Clover Creek, Pierce County, Washington) has an estimated 14,634 residents in 5,257 households. The median household income is $101,938, the median home value is $487,500 and the median gross rent is $1,991/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

14,634

Margin of error ±1,712

Median household income

$101,938

Margin of error ±$7,945

Median home value

$487,500

Margin of error ±$22,531

Median gross rent

$1,991/mo

Margin of error ±$216

Median age

36.7 yrs

Margin of error ±2.8 yrs

Mean travel time to work

32.5 min

Margin of error ±6.9 min

How ZIP 98446 compares with Washington and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 9844636.7 yrsWashington38.3 yrsUnited States38.9 yrs

Median household income

ZIP 98446$101,938Washington$98,141United States$80,734

Per capita income

ZIP 98446$44,225Washington$53,744United States$44,673

Poverty rate

ZIP 984469.0%Washington9.9%United States12.5%

Unemployment rate

ZIP 984468.4%Washington5.1%United States5.2%

Bachelor's degree or higher

ZIP 9844621.5%Washington39.6%United States35.7%

Median home value

ZIP 98446$487,500Washington$564,600United States$332,700

Median gross rent

ZIP 98446$1,991/moWashington$1,760/moUnited States$1,413/mo

Owner-occupied homes

ZIP 9844666.8%Washington63.8%United States65.2%

Mean travel time to work

ZIP 9844632.5 minWashington26.6 minUnited States26.4 min

Worked from home

ZIP 9844610.3%Washington19.8%United States15.1%

All figures for ZIP 98446

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 98446 — ACS 2020–2024 5-year estimates
MeasureZIP 98446Margin of errorWashingtonUnited States
Total population14,634±1,7127,816,116334,922,499
Median age36.7 yrs±2.8 yrs38.3 yrs38.9 yrs
Households5,257±4753,064,820129,227,496
Median household income$101,938±$7,945$98,141$80,734
Per capita income$44,225±$3,841$53,744$44,673
Poverty rate9.0%±3.7 pts9.9%12.5%
Unemployment rate8.4%±3.6 pts5.1%5.2%
Bachelor's degree or higher21.5%±4.2 pts39.6%35.7%
Median home value$487,500±$22,531$564,600$332,700
Median gross rent$1,991/mo±$216$1,760/mo$1,413/mo
Owner-occupied homes66.8%±5.5 pts63.8%65.2%
Mean travel time to work32.5 min±6.9 min26.6 min26.4 min
Worked from home10.3%±3.3 pts19.8%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 98446
GroupZIP 98446WashingtonUnited States
White alone, not Hispanic or Latino58.6%63.1%57.4%
Black or African American alone, not Hispanic or Latino8.7%3.8%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino1.0%0.8%0.5%
Asian alone, not Hispanic or Latino4.1%9.7%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino3.6%0.7%0.2%
Some other race alone, not Hispanic or Latino0.1%0.6%0.6%
Two or more races, not Hispanic or Latino8.4%6.8%4.3%
Hispanic or Latino (of any race)15.4%14.4%19.3%

Where ZIP 98446 is

State
Washington
Main county
Pierce County
Largest overlapping place
Clover Creek (39% of the ZIP's land area)
Land area
10.89 sq mi· about 1,344 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Pierce County

98402 Tacoma, WA98403 Tacoma, WA98404 Tacoma, WA98405 Tacoma, WA98406 Tacoma, WA98407 Tacoma, WA98408 Tacoma, WA98409 Tacoma, WA98416 Tacoma, WA98418 Tacoma, WA98421 Tacoma, WA98422 Tacoma, WA98424 Fife, WA98430 Pierce County, WA98433 Fort Lewis, WA98438 McChord AFB, WA98439 McChord AFB, WA98443 Waller, WA98444 Parkland, WA98445 Parkland, WA98447 Parkland, WA98465 Tacoma, WA98466 University Place, WA98467 University Place, WA

See every ZIP code in Washington, or compare ZIP 98446 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.