ZIP Code Tabulation Area · New Jersey

ZIP Code 08731: Ocean County, NJ

ZIP Code 08731 (Ocean County, New Jersey) has an estimated 21,629 residents in 8,656 households. The median household income is $98,582, the median home value is $404,200 and the median gross rent is $2,070/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

21,629

Margin of error ±1,169

Median household income

$98,582

Margin of error ±$13,133

Median home value

$404,200

Margin of error ±$21,576

Median gross rent

$2,070/mo

Margin of error ±$234

Median age

47.2 yrs

Margin of error ±2.7 yrs

Mean travel time to work

32.5 min

Margin of error ±5.0 min

How ZIP 08731 compares with New Jersey and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 0873147.2 yrsNew Jersey40.1 yrsUnited States38.9 yrs

Median household income

ZIP 08731$98,582New Jersey$103,556United States$80,734

Per capita income

ZIP 08731$48,139New Jersey$54,253United States$44,673

Poverty rate

ZIP 087316.2%New Jersey9.7%United States12.5%

Unemployment rate

ZIP 087316.2%New Jersey6.3%United States5.2%

Bachelor's degree or higher

ZIP 0873133.9%New Jersey43.6%United States35.7%

Median home value

ZIP 08731$404,200New Jersey$454,400United States$332,700

Median gross rent

ZIP 08731$2,070/moNew Jersey$1,720/moUnited States$1,413/mo

Owner-occupied homes

ZIP 0873186.6%New Jersey63.8%United States65.2%

Mean travel time to work

ZIP 0873132.5 minNew Jersey30.5 minUnited States26.4 min

Worked from home

ZIP 0873114.8%New Jersey16.8%United States15.1%

All figures for ZIP 08731

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 08731 — ACS 2020–2024 5-year estimates
MeasureZIP 08731Margin of errorNew JerseyUnited States
Total population21,629±1,1699,343,809334,922,499
Median age47.2 yrs±2.7 yrs40.1 yrs38.9 yrs
Households8,656±6053,507,701129,227,496
Median household income$98,582±$13,133$103,556$80,734
Per capita income$48,139±$3,449$54,253$44,673
Poverty rate6.2%±1.9 pts9.7%12.5%
Unemployment rate6.2%±1.9 pts6.3%5.2%
Bachelor's degree or higher33.9%±3.0 pts43.6%35.7%
Median home value$404,200±$21,576$454,400$332,700
Median gross rent$2,070/mo±$234$1,720/mo$1,413/mo
Owner-occupied homes86.6%±0.9 pts63.8%65.2%
Mean travel time to work32.5 min±5.0 min30.5 min26.4 min
Worked from home14.8%±5.5 pts16.8%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 08731
GroupZIP 08731New JerseyUnited States
White alone, not Hispanic or Latino81.2%50.9%57.4%
Black or African American alone, not Hispanic or Latino0.7%12.2%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.0%0.1%0.5%
Asian alone, not Hispanic or Latino0.6%10.0%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.0%0.2%
Some other race alone, not Hispanic or Latino0.4%0.8%0.6%
Two or more races, not Hispanic or Latino1.9%3.5%4.3%
Hispanic or Latino (of any race)15.2%22.5%19.3%

Where ZIP 08731 is

State
New Jersey
Main county
Ocean County
Largest overlapping place
Forked River (4% of the ZIP's land area)
Land area
78.12 sq mi· about 277 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Ocean County

08087 Ocean County, NJ08092 Ocean County, NJ08527 Ocean County, NJ08533 Ocean County, NJ08701 Lakewood, NJ08721 Ocean County, NJ08722 Beachwood, NJ08723 Ocean County, NJ08724 Ocean County, NJ08732 Island Heights, NJ08733 Ocean County, NJ08734 Ocean County, NJ08735 Dover Beaches North, NJ08738 Mantoloking, NJ08740 Ocean Gate, NJ08741 Pine Beach, NJ08742 Point Pleasant, NJ08751 Dover Beaches South, NJ08752 Ocean County, NJ08753 Toms River, NJ08755 Toms River, NJ08757 Holiday City-Berkeley, NJ08758 Ocean County, NJ08759 Ocean County, NJ

See every ZIP code in New Jersey, or compare ZIP 08731 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.