ZIP Code Tabulation Area · Michigan

ZIP Code 48604: Saginaw County, MI

ZIP Code 48604 (Saginaw County, Michigan) has an estimated 11,011 residents in 4,013 households. The median household income is $53,042, the median home value is $101,200 and the median gross rent is $1,114/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

11,011

Margin of error ±958

Median household income

$53,042

Margin of error ±$3,944

Median home value

$101,200

Margin of error ±$14,527

Median gross rent

$1,114/mo

Margin of error ±$146

Median age

25.6 yrs

Margin of error ±3.0 yrs

Mean travel time to work

16.1 min

Margin of error ±2.9 min

How ZIP 48604 compares with Michigan and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4860425.6 yrsMichigan40.2 yrsUnited States38.9 yrs

Median household income

ZIP 48604$53,042Michigan$72,875United States$80,734

Per capita income

ZIP 48604$30,278Michigan$40,735United States$44,673

Poverty rate

ZIP 4860430.1%Michigan13.2%United States12.5%

Unemployment rate

ZIP 486046.4%Michigan5.7%United States5.2%

Bachelor's degree or higher

ZIP 4860424.4%Michigan32.4%United States35.7%

Median home value

ZIP 48604$101,200Michigan$231,600United States$332,700

Median gross rent

ZIP 48604$1,114/moMichigan$1,129/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4860471.5%Michigan73.2%United States65.2%

Mean travel time to work

ZIP 4860416.1 minMichigan24.2 minUnited States26.4 min

Worked from home

ZIP 4860415.0%Michigan13.5%United States15.1%

All figures for ZIP 48604

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 48604 — ACS 2020–2024 5-year estimates
MeasureZIP 48604Margin of errorMichiganUnited States
Total population11,011±95810,077,761334,922,499
Median age25.6 yrs±3.0 yrs40.2 yrs38.9 yrs
Households4,013±4204,076,369129,227,496
Median household income$53,042±$3,944$72,875$80,734
Per capita income$30,278±$6,156$40,735$44,673
Poverty rate30.1%±5.3 pts13.2%12.5%
Unemployment rate6.4%±3.0 pts5.7%5.2%
Bachelor's degree or higher24.4%±4.7 pts32.4%35.7%
Median home value$101,200±$14,527$231,600$332,700
Median gross rent$1,114/mo±$146$1,129/mo$1,413/mo
Owner-occupied homes71.5%±5.5 pts73.2%65.2%
Mean travel time to work16.1 min±2.9 min24.2 min26.4 min
Worked from home15.0%±4.7 pts13.5%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 48604
GroupZIP 48604MichiganUnited States
White alone, not Hispanic or Latino74.5%72.4%57.4%
Black or African American alone, not Hispanic or Latino10.8%13.1%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.2%0.3%0.5%
Asian alone, not Hispanic or Latino0.9%3.4%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.1%0.0%0.2%
Some other race alone, not Hispanic or Latino0.1%0.5%0.6%
Two or more races, not Hispanic or Latino5.4%4.5%4.3%
Hispanic or Latino (of any race)8.1%5.9%19.3%

Where ZIP 48604 is

State
Michigan
Main county
Saginaw County— also overlaps Bay County
Largest overlapping place
Zilwaukee (8% of the ZIP's land area)
Land area
26.25 sq mi· about 419 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Saginaw County

48415 Saginaw County, MI48417 Burt, MI48601 Saginaw County, MI48602 Saginaw, MI48603 Saginaw County, MI48607 Saginaw, MI48609 Saginaw County, MI48614 Saginaw County, MI48616 Saginaw County, MI48623 Saginaw County, MI48626 Saginaw County, MI48637 Saginaw County, MI48638 Saginaw County, MI48649 Saginaw County, MI48655 Saginaw County, MI48722 Bridgeport, MI48724 Saginaw County, MI48734 Saginaw County, MI

See every ZIP code in Michigan, or compare ZIP 48604 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.