ZIP Code Tabulation Area · Michigan

ZIP Code 48638: Saginaw County, MI

ZIP Code 48638 (Saginaw County, Michigan) has an estimated 12,875 residents in 5,910 households. The median household income is $69,459, the median home value is $172,600 and the median gross rent is $949/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

12,875

Margin of error ±1,032

Median household income

$69,459

Margin of error ±$9,374

Median home value

$172,600

Margin of error ±$9,116

Median gross rent

$949/mo

Margin of error ±$47

Median age

43.6 yrs

Margin of error ±3.9 yrs

Mean travel time to work

23.6 min

Margin of error ±6.9 min

How ZIP 48638 compares with Michigan and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4863843.6 yrsMichigan40.2 yrsUnited States38.9 yrs

Median household income

ZIP 48638$69,459Michigan$72,875United States$80,734

Per capita income

ZIP 48638$42,122Michigan$40,735United States$44,673

Poverty rate

ZIP 4863813.4%Michigan13.2%United States12.5%

Unemployment rate

ZIP 486383.8%Michigan5.7%United States5.2%

Bachelor's degree or higher

ZIP 4863834.4%Michigan32.4%United States35.7%

Median home value

ZIP 48638$172,600Michigan$231,600United States$332,700

Median gross rent

ZIP 48638$949/moMichigan$1,129/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4863862.1%Michigan73.2%United States65.2%

Mean travel time to work

ZIP 4863823.6 minMichigan24.2 minUnited States26.4 min

Worked from home

ZIP 486386.9%Michigan13.5%United States15.1%

All figures for ZIP 48638

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 48638 — ACS 2020–2024 5-year estimates
MeasureZIP 48638Margin of errorMichiganUnited States
Total population12,875±1,03210,077,761334,922,499
Median age43.6 yrs±3.9 yrs40.2 yrs38.9 yrs
Households5,910±4394,076,369129,227,496
Median household income$69,459±$9,374$72,875$80,734
Per capita income$42,122±$4,711$40,735$44,673
Poverty rate13.4%±4.9 pts13.2%12.5%
Unemployment rate3.8%±2.5 pts5.7%5.2%
Bachelor's degree or higher34.4%±6.2 pts32.4%35.7%
Median home value$172,600±$9,116$231,600$332,700
Median gross rent$949/mo±$47$1,129/mo$1,413/mo
Owner-occupied homes62.1%±3.8 pts73.2%65.2%
Mean travel time to work23.6 min±6.9 min24.2 min26.4 min
Worked from home6.9%±2.7 pts13.5%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 48638
GroupZIP 48638MichiganUnited States
White alone, not Hispanic or Latino71.2%72.4%57.4%
Black or African American alone, not Hispanic or Latino17.5%13.1%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.0%0.3%0.5%
Asian alone, not Hispanic or Latino1.3%3.4%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.0%0.2%
Some other race alone, not Hispanic or Latino0.0%0.5%0.6%
Two or more races, not Hispanic or Latino1.9%4.5%4.3%
Hispanic or Latino (of any race)8.0%5.9%19.3%

Where ZIP 48638 is

State
Michigan
Main county
Saginaw County
Largest overlapping place
Saginaw (1% of the ZIP's land area)
Land area
6.54 sq mi· about 1,969 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Saginaw County

48415 Saginaw County, MI48417 Burt, MI48601 Saginaw County, MI48602 Saginaw, MI48603 Saginaw County, MI48604 Saginaw County, MI48607 Saginaw, MI48609 Saginaw County, MI48614 Saginaw County, MI48616 Saginaw County, MI48623 Saginaw County, MI48626 Saginaw County, MI48637 Saginaw County, MI48649 Saginaw County, MI48655 Saginaw County, MI48722 Bridgeport, MI48724 Saginaw County, MI48734 Saginaw County, MI

See every ZIP code in Michigan, or compare ZIP 48638 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.