ZIP Code Tabulation Area · Michigan

ZIP Code 48649: Saginaw County, MI

ZIP Code 48649 (Saginaw County, Michigan) has an estimated 1,699 residents in 682 households. The median household income is $72,609, the median home value is $164,200 and the median gross rent is $799/mo. Figures are U.S. Census Bureau American Community Survey 2020–2024 5-year estimates for the matching ZIP Code Tabulation Area.

American Community Survey 2020–2024 5-year estimates · Updated

Total population

1,699

Margin of error ±250

Median household income

$72,609

Margin of error ±$12,308

Median home value

$164,200

Margin of error ±$13,765

Median gross rent

$799/mo

Margin of error ±$92

Median age

51.3 yrs

Margin of error ±3.3 yrs

Mean travel time to work

35.3 min

Margin of error ±10.8 min

How ZIP 48649 compares with Michigan and the U.S.

State and national figures are the Census Bureau's own estimates for those areas from the same ACS release, not averages of ZIP codes.

Median age

ZIP 4864951.3 yrsMichigan40.2 yrsUnited States38.9 yrs

Median household income

ZIP 48649$72,609Michigan$72,875United States$80,734

Per capita income

ZIP 48649$38,443Michigan$40,735United States$44,673

Poverty rate

ZIP 486497.4%Michigan13.2%United States12.5%

Unemployment rate

ZIP 486495.4%Michigan5.7%United States5.2%

Bachelor's degree or higher

ZIP 4864915.5%Michigan32.4%United States35.7%

Median home value

ZIP 48649$164,200Michigan$231,600United States$332,700

Median gross rent

ZIP 48649$799/moMichigan$1,129/moUnited States$1,413/mo

Owner-occupied homes

ZIP 4864988.9%Michigan73.2%United States65.2%

Mean travel time to work

ZIP 4864935.3 minMichigan24.2 minUnited States26.4 min

Worked from home

ZIP 4864911.3%Michigan13.5%United States15.1%

All figures for ZIP 48649

Each estimate has a 90% margin of error: the true value is likely within that range. * marks estimates with a large margin of error (a coefficient of variation above 30%, or ±10 percentage points or more for rates).

ZIP 48649 — ACS 2020–2024 5-year estimates
MeasureZIP 48649Margin of errorMichiganUnited States
Total population1,699±25010,077,761334,922,499
Median age51.3 yrs±3.3 yrs40.2 yrs38.9 yrs
Households682±964,076,369129,227,496
Median household income$72,609±$12,308$72,875$80,734
Per capita income$38,443±$5,930$40,735$44,673
Poverty rate7.4%±2.9 pts13.2%12.5%
Unemployment rate5.4%±3.2 pts5.7%5.2%
Bachelor's degree or higher15.5%±4.4 pts32.4%35.7%
Median home value$164,200±$13,765$231,600$332,700
Median gross rent$799/mo±$92$1,129/mo$1,413/mo
Owner-occupied homes88.9%±8.2 pts73.2%65.2%
Mean travel time to work35.3 min±10.8 min24.2 min26.4 min
Worked from home11.3%±6.1 pts13.5%15.1%

Race and Hispanic or Latino origin

Shares of the total population by the Census Bureau's race and Hispanic or Latino origin categories (table B03002), listed in the Census Bureau's order. People self-identify on the survey.

Population by race and Hispanic or Latino origin, ZIP 48649
GroupZIP 48649MichiganUnited States
White alone, not Hispanic or Latino87.2%72.4%57.4%
Black or African American alone, not Hispanic or Latino2.1%13.1%11.9%
American Indian and Alaska Native alone, not Hispanic or Latino0.1%0.3%0.5%
Asian alone, not Hispanic or Latino0.0%3.4%5.9%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino0.0%0.0%0.2%
Some other race alone, not Hispanic or Latino0.0%0.5%0.6%
Two or more races, not Hispanic or Latino2.4%4.5%4.3%
Hispanic or Latino (of any race)8.4%5.9%19.3%

Where ZIP 48649 is

State
Michigan
Main county
Saginaw County— also overlaps Shiawassee County
Largest overlapping place
Oakley (4% of the ZIP's land area)
Land area
27.49 sq mi· about 62 people per sq mi

County and place names come from the Census Bureau's 2020 ZCTA relationship files. A ZIP code's mailing city, set by the U.S. Postal Service, can differ from these names.

Other ZIP codes in Saginaw County

48415 Saginaw County, MI48417 Burt, MI48601 Saginaw County, MI48602 Saginaw, MI48603 Saginaw County, MI48604 Saginaw County, MI48607 Saginaw, MI48609 Saginaw County, MI48614 Saginaw County, MI48616 Saginaw County, MI48623 Saginaw County, MI48626 Saginaw County, MI48637 Saginaw County, MI48638 Saginaw County, MI48655 Saginaw County, MI48722 Bridgeport, MI48724 Saginaw County, MI48734 Saginaw County, MI

See every ZIP code in Michigan, or compare ZIP 48649 with another ZIP code.

Census figures describe residents as a group and cannot tell you about any one home or street. For a specific address, check local government and housing records.

About ZIP codes and ZCTAs: the Census Bureau publishes statistics for ZIP Code Tabulation Areas, which approximate USPS ZIP code delivery areas. Learn how they differ.

Sources

  • U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, detailed tables B01003, B01002, B11001, B19013, B19301, B17001, B23025, B15003, B25077, B25064, B25003, B08013, B08303, B08301, B03002 — snapshot Oct 26, 2026.
  • U.S. Census Bureau, 2020 ZCTA5 relationship files (county and place).
  • Data: U.S. Census Bureau, American Community Survey 5-year estimates (detailed tables) and 2020 Census ZCTA relationship files. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. These agencies do not endorse OpenZIP.